The National Society of French Railways issued Tuesday turnover in the first nine months of the year. One can see a slight recovery in the third quarter, the evolution of railway activity remaining in the trends observed in the first half.

The turnover comes as a slight decrease of 2.6% to 18.3 billion euros or 480 million euros less than in 2008.

Among the four branches of the SNCF, the sectors "Infrastructure" and "Near" (TER Transilien and Coral Intercit?s) both recorded an increase in their turnover, respectively.Up 2.4% in the first, due to "the upward trend of the work on infrastructure" and an increase of 3.2% for the second, thanks in particular "subscriptions, scheduling and the Opening of new services. "

The branch "Travel", including the TGV and Corail particular, fell by 1.7% and is still heavily impacted by the economic crisis, despite the establishment of a trade policy "very dynamic" in the words of the communiqu? .

The branch "Geodis" Finally, dedicated to transporting goods, said "Freight and Logistics, a fall of 13% or 792 million euros compared with the first nine months of 2008, due to lower volume of goods handled.

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The station repeats its TER

"The 3000 French stations prepare their revolution

If it is a safe bet that creates consensus, it is "the big red" … The evidence came Tuesday from the Bernard Thibault in the vintage 2010 Who's Who. The secretary general of the CGT, which aims to mobilize 20 000 workers Thursday in Paris for industrial employment, and will find themselves side by side with the elites – business leaders and politicians – it is wont to fight. "He was questioned for ten years. This year, a call was enough. Its secretariat has sent us his biography validated, "says the CEO of Who's Who, Antoine Hebrard. But officially, the side of Thibault, it says not aware of anything … The publisher had already recruited communist figures as Henri Krasucki, Marie-George Buffet and Arlette Laguiller. He hopes to have as "maturity" Olivier Besancenot. Bernard Thibault will not be present tonight at the enthronement of the "elected" as was Robert Hue.

Coca-Cola announced Tuesday it had achieved a consolidated net profit of 1.92 billion in the third quarter. It is a figure virtually stable over one year. It appears under the expectations of analysts, mainly because of declining sales. The per share earnings of 81 cents, one cent less than expected by Wall Street (82 cents).

Coca-Cola is also part of a net profit attributable to shareholders group 1.896 billion against 1.890 billion in the prior year. The turnover is on his side showed to 8.044 billion dollars, down 4%. Note however that the quarter ended October 2, consisted of 6 days more than the same quarter last year, ending September 26.

The quarterly results from JPMorgan Chase should support exchanges early in the day on Wall Street. The U.S. banking giant reported net income increased sevenfold to $ 3.6 billion or 82 cents per share in the third quarter. Last year at the same time, the bank had reported a quarterly profit of $ 527 million or 9 cents per share. Revenues are up sharply. These figures far exceeded analysts' expectations. They had banked a profit of 49 cents per share. In preliminary award, the title leapt more than 2%.

The bank welcomes' strong performance in investment banking or profit reached 1.921 billion and achieved a "solid performance" in asset management, commercial banking and retail banking.

However, Jamie Dimon, CEO of Group deplores the costs too high risk for default on the loan. It has provisioned $ 2 billion more in reserves for consumer credit, bringing total reserves to 31.5 billion dollars. The coverage ratio for credit losses amounted to 5.3% in September.

With the revolving credit (*) "There are thousands of jobs in the key." Despite the suggestions of the Opposition, the Minister of Economy will not eliminate the revolving credit (revolving). However Christine Lagarde, who will visit on Monday a committee of indebtedness of Saint-Denis, has developed two new measures that will fit his bill for reform of consumer credit. This project ensures Does the Journal du Dimanche, "provides safeguards to the consumer." A necessity when the number of cases of indebtedness has increased by 17% since January

Christine Lagarde will enable all households unable to access debt commissions and courts, even those who "could sell their property to clear their accounts.The minister also wants to prohibit the practice by which banks charge interest so-called "infill" to households that have yet managed to get out of debt.

The action group has suspended recovery

In the columns of the weekly Sunday, the minister has long defended the revolving credit against which the member Fran?ois PS Brottes will file a bill to ban. "Credit is useful and necessary. Ban can also be dangerous: 40% of purchases by mail at La Redoute or three Swiss are settled with revolving credit cards, "said Christine Lagarde. "I prefer to make responsible lending, rather than deleting it. Therefore the bill will impose a more rapid repayment of revolving credit. It will also require the consumer specifically requests that its loyalty card is used to credit.Currently it is automatic.

On group actions, Christine Lagarde is also reserved. She does not want "now" allow "action group" (along the lines of class actions U.S.) that would allow consumers to capture collective justice. It considers companies "are already hard hit by the crisis." "When the recovery gets, it's time to reflect on group actions," she promises.

The bill to reform consumer credit, which has already been adopted in June by the Senate is scheduled to arrive in late December before the National Assembly to be finally passed in early 2010.

(*) The revolving or revolving credit is a form of credit, often accompanied by a credit card, of making available to a consumer a sum of money in a quasi-permanent.As and when payments from the borrower, the allocation of credit is granted is renewed.

"PORTRAIT – Christine Lagarde, the joker from Sarkozy

"INTERVIEW -" We give credit revolving importance it did not really "

Investors take profits after the gains of recent days and despite the publication of an increase, stronger than expected industrial production in August to 1.8%, according to Insee. Around 14:20, the CAC 40 yielded 0.58% at 3784 points.

Fears of a future correction are increasing especially after the new growth market this week. Technical analysts fear a return to 3500 points.

Traders expect the status quo of U.S. interest rates for a few months after the speech of Ben Bernanke yesterday. This indicated that the Fed would be "ready" to act in time to return to a normal monetary policy. "When economic prospects are sufficiently improved, we are ready to tighten monetary policy to eventually bring our balance to a more normal configuration," he said.

On the macroeconomic front, the United States will publish at 14.30, the trade balance in August.

Values follow

CNP Assurances (6.01%) recorded the largest increase in the SRD. The full benefits of the change in board Exane BNP Paribas in its regard. The broker records the title to "outperform" cons "neutral" earlier, and increased its price target from 75 to 84 euros.

Following him, NRJ Group gained 4.91%, Dried environment rose 3.28% and Valeo advance of 3.24%. The automotive supplier enjoys a higher recommendation on its title by CA Cheuvreux, of "underperformance" to "outperform." The target price from 17 to 24 euros.

Within the Cac 40, nearly half the values are changing in the red, but only allows itself Vallourec more than 1% (1.11%).The cuts are all contained in less than 1%, except for PPR (-1.5%) and Michelin (-1.07%).

Wendel yields 0.22%. According to the Tribune, Stahl folder could lead to litigation between Wendel Investissement and U.S. group Carlyle, which had acquired the specialist in coating and processing of hides three years ago. The two companies would not agree on its recovery.

Theolia (-1.25%) yielded a project of 9.2 MW wind Boralex, a specialist in the field of renewable energy.The amount of the transaction remains unknown.

Ruby (1.01%) signs a contract with Shell to resume its network of service stations in the region of Corsica, and one with Total for the recovery of part of its network in this region, representing an overall sixty stations.

LaCie (+4.79%) achieved a net profit of 4.6 million euros in 2008-2009 against 17.3 million the previous year.

At the global communion scanned and travel costs low, the expositions are hardly to be discovered worlds who come together every day. Their brilliance, however, does more so far. Except … except when it comes to China, and China from the cosmopolitan Shanghai. Expo 2010, scheduled between May 1 and October 31, is likely to remain in history, like Paris in 1900.

The symbol and the stakes are enormous for Shanghai and for China. Two years after the demonstration Olympic Expo 2010 is a new opportunity to assert the emergence of Chinese power. Shanghai, it is "like a girl who made the toilet" in the words of its mayor, Han Zheng. But the changes are not cosmetic and that this megalopolis of 19 million inhabitants intends to become the leading city of Asia."The city will change its position, change in economic status," said Xu Bo, deputy commissioner general of the exhibition. Industrial town, she wants to become a capital services and a great cultural center. "After the event, will equip buildings built Finally Shanghai site which was lacking for hosting major international events. For example, it will now have a large theater with a capacity of 18 000 people.

As for the Beijing Olympics, in fact, is the "more" and the hunt podium. Estimates vary between 70 and 100 million visitors. Among the distinguished guests, Nicolas Sarkozy is expected to come either opening or closing of the Expo. The number of participants – 192 sovereign countries and 42 international organizations – is also historic. In unison, the park.It spans 5.28 kilometers ?, twice Monaco, which is more in the center of the city and not as often in the periphery. "We chose a greenfield site, and this is the first challenge, said Xu Bo, there were 272 heavily polluting factories, such as foundries or yards and 60 000 people lived in unsanitary conditions . By this choice, we already interpret the theme of urban exposure. "

This theme has been cleverly chosen by Chinese makers. The Urban Challenge, under the slogan "Better City, Better Life," had never been explored by the exhibition. In a country-continent where even the "small town" d?comptent flock in their millions and when the foolish internal migration create urban emergency, the choice is logical."But it is also very concerned and unifying the world, whatever the level of development, regardless of ideology," says Xu Bo. Part of the site will house an 'area of best urban practices, "where cities and regions around the world will present their best ideas. And one third of the surface of the exhibition is devoted to green space.

But the Chinese ambition does not stop there and the case has been well thought through. An international summit will be held at the end of exposure and China wants to push a "Shanghai Declaration", endorsed by the UN. A kind of manifesto of the ideal paving the way for future decades.

Cranes and dust

Seven months before kickoff, the city is as cranes and dust. It is shown here proudly "the largest shipyard in the world, with 8 000 buildings of all sizes.The budget is around 2 billion euros for the site and 1 billion extra for the operation of the exhibition. "But it takes at least ten times more for the city, says Xu Bo, the exhibition will save ten years in terms of urban development."

Several subway lines are built. The capacity of Pudong Airport is more than double to 80 million passengers in 2015 against 30 million today and it deploys motorways and tunnels under the Huangpu River. Aesthetic side, downtown, everything is painted, at least what is visible. The famous Bund is in full moult.

The only thing that give cold sweats to the organizers is to manage the number of visitors, some 400 000 per day on average.There are simple matters of seamless access to the site but also security issues that arise in other terms for the Olympics, confined to sports arenas and lasted only two weeks. There are 100 million people, six long months in the city. Visitors should be 90% Chinese, but there remains the question of what policy to adopt Beijing visas for foreigners, whether it be as restrictive as during the Olympic period in 2008. Last downside, influenza A. The current epidemic among thousands of workers of the site this winter cough could be delays.

The former sidekick of George Soros, Jim Rogers, chairman of Rogers Holdings and investor known for his forecasts on the commodities market, has announced that an ounce of gold would continue to grow year after year until it reaches the 2,000 dollars within ten years. "The dollar is a dollar very imperfect" and "U.S. debt is held outside the country is progressing rapidly every year and I do not think Washington cares," he said to support his predictions.

In his statements, which were recorded on the sidelines of a conference of ETF Securities in New York, Jim Rogers also discussed progress continues to be held on the commodities market as a whole. The oil or sugar and should see their prices rise with a steady increase in global demand and supply reduction over the years.

Jim Rogers said that Asian countries in growth would be the main actors of this bull cycle in commodities.

New historic high

The ounce of gold hit a new historic high in sitting for the third straight day in familiar terms from the 1061.6 dollars late Thursday afternoon. Jim Rogers, who said "like gold" wished to draw the attention of investors on two other metals called "noble" that are silver and palladium, platinum derivatives. "The money is still 70% below its historic high," he said, as palladium.

A native of Alabama, Jim Rogers founded the Quantum Fund in the 70's with another now famous investor George Soros. Only ten years it has been necessary to build a fortune and retire at the age of 37.Specialist materials, it has launched a fund dedicated to market "commodities" in 1998 when the commodities market had just experienced two decades of decline.

Is a government grant for debt relief really just a loan or is it something even better? Fortunately, the answer is that it is much, much better than obtaining a debt consolidation or another type of consumer loans. In fact, a government grant is actually a gift given by the government for a particular reason for a person seeking such a gift? which the government is seeking funding. "

This gift should never be repaid, interest charges and can never be given for almost any reason as long as the application provides necessary information for government critics to come to a decision lit. This usually means, of course, that the person seeking a grant for debt relief needs to show real and serious.

This need must also show that there is no other way to repay this debt and that the real threat of bankruptcy is if the grant is not approved. Currently, the federal government is very concerned about the growing number of bankruptcies and our faltering economy.Consequently, he came to the conclusion that helps to avoid bankruptcy is probably good for the economy.

Out of a number of good sites on the Internet that can help them get and then educate a person on how to complete an application for government subsidy. The government Web site on federal grants is also a good starting point, although it may be too bureaucratic and a bit confusing at times. Therefore it is probably a better idea of working with a Web site of the private sector in this case.

Increasingly reduce their spending, choosing, instead, to save or invest the money they earn. Find the best savings rates available and the money you store goes much further. Here are the top ten tips to find the best savings rates.1) Fill your allowanceISA ISA is an acronym for individual savings. ISAs are savings accounts that are offered to people in the United Kingdom. They have special tax benefits and each person can invest up to ? 3600 per year, with all interest tax receipts being free.An ISA is definitely a safe bet for your savings if you have less than the upper limit investing. If you have more, it's a good idea to fill your ISA before looking elsewhere for good deals.2) Compare dealsShop economies around for a savings account that gives you the best savings rates available.In comparing bids across a number of different suppliers, you may find yourself with a markedly improved return on your investment.3) Use create often offersBanks introductory offers higher savings interest rates, usually just for the first year to encourage new customers. These transactions may be a good option in the short term as long as you take good note of the date on which finishes introductory rate of savings and move your cash from the account when that happens.4) Make sure your money is the government guarantees all savings safeThe Up to ? 50,000 (FSA increased the limit from ? 35,000 to ? 50,000 in October 2008). With savings of over ? 50,000, yet there is a risk you could lose money if your provider has problems.If you are interested to invest more than the limit of ? 50,000, it is wise to spread your money around in order to remove this danger.5) Consider a fixed rate accounts is unlikely that you want to use your cash within two next three years or a fixed rate account could be an excellent place to put your money for a good return on your investment.However, you must consider the possibility that interest rates increase savings rates and other measures to improve before entering into a long-term agreement, as the deletion of your money sooner than usually means paying a penalty.6) accountsIf View current interest rates you keep your money in a savings account, and believe that the most convenient way to record, it is important to examine whether there is a high interest account current offers a better savings rate than the current account, you using.7) Do not be loyal to a May providerYou staying longer feel comfortable with the same supplier, but if their savings rates are not good, you may be throwing good money by doing it. Always shop around for the best deal.8) Check out accountsLook regular savings in ordinary savings accounts where they can gradually build up your investment over time.These accounts give improved yields when the money drip feed regularly, and are ideal if you are new to the save.9) Visit your local building societies societySmaller building will sometimes offer the most competitive rates for all economies, and these transactions can 't necessarily available online. You can usually call or visit to see what they offer in terms of interest rates.10) Keep checkingOnce you choose an account, make sure you keep your eyes open when it comes to saving rate . Unless you have a fixed rate, you must continue to ensure that you receive a good return on your investment. You should also keep abreast of new business that enhance your current savings account.