Assists Is there a pause of flexible response? The Hadopi decided to "suspend its Interconnection with Trident Media Guard (TMG), the company Nantes mandated by the rights holders to monitor P2P networks for the exchange to" flash "French Internet users currently downloading works monitored.

The decision comes after the computer security specialist Olivier Laurelli, better known on the Internet under the pseudonym bluetouff, revealed this weekend, several security holes on one of TMG servers. In the files have been found many IP addresses of French Internet users, "ID" of Internet-connected computers. However, these data should be secured.

"Precautionary Principle"

"We apply the precautionary principle," says the Hadopi Figaro.fr. "We do not know what is actually happening in servers TMG.But we do not want to risk an intrusion into our system and personal data it contains. "

Presently, TMG sends daily Hadopi records IP addresses of surfers caught in his nets. The High Authority then decides whether to send a warning email to the owner of the Internet line in question and is the first step in the graduated response. With Monday's decision by the highest authority, the transfer of information between TMG and Hadopi is now suspended indefinitely.

Customers can they download with impunity the time of the suspension? The Hadopi like to moderate the joy of some users. "TMG can retain data for some time.If we restore the interconnection sooner, then all records of addresses made since Monday will be considered by us. "

TMG minimizes the impact of the fault

According to a report of the CNIL, "the data collected [by TMG] are cleared during the night following the confirmation of receipt of referrals by Internet Piracy, usually 24 hours after the collection of this information." If data are not passed, it will "also destroyed 24 hours after collection.Therefore, if Hadopi decides to reestablish its connection with TMG Wednesday surfers flashed in the day on Monday not risk anything, since the data has been erased by TMG Tuesday at midnight.

TMG has defended his part in a press release stating that the flaw disclosed by bluetouff "comes from a test server of society" and that "the infrastructure used by GMT as part of its operations were not impacted. "Therefore," no confidential data and personal has been published on the Internet. "

The rights holders should expedite an expert report from TMG very quickly, according to Internet Piracy. "Everything must be put in clear," says one at the headquarters of the supreme authority.

Keeping promises cons of VAT at 5.5%. Two years after signing a first contract between the restaurant and the government, and a mixed picture, professionals have made new commitments for the next four years.

Unsurprisingly, efforts will focus on employment. At the meeting held Thursday with the government, restaurateurs have promised to create 20,000 jobs annually by July 2015, or 80,000 jobs. They also pledged to improve learning and increase their investment of 25% to bring it to 5 billion euros in four years. Objectives labeled as "ambitious" by the Secretary of State for Consumer Affairs, Frederic Lefebvre, yet precarious.Conservators have warned the Government that a return to the VAT increase beyond 5.5% would free them of these obligations.

Consumers should not expect however to reap the benefits of lower taxation credit reports free. Conservators have preferred to remain cautious on this point for fear of receiving new criticism. Last year, the Court of Auditors had indeed criticized the lack of repercussions on the tax benefit customers. According to his calculations the dividend would have been only 2.15% instead of the 3% expected.

On Monday, the Organization for Economic Cooperation and Development (OECD) has decided against another reduced rate of VAT. In his report on France, "the application of standard VAT rates to expenditures for maintenance and renovation" for housing, ie 19.6% and not 5.5% as at present.

ALSO READ:

"The restaurateurs agree to create jobs

"Renovation: more than 5.5% VAT (OECD)

The French car market is still enjoying the effects of scrapping. The Committee of French Automobile (CCFA), which publishes monthly figures of registrations, announced Tuesday that the French car market surged 13.7% in February 2011 compared with same month of 2010. The month of February 2011 had a comparable number of working days than in February 2010. In total, 204,486 cars were registered last month. In January, volumes were up 3.1% at comparable number of working days to just over 185,000 units.

In detail for the month of February, the French and foreign brands have failed to decide between these two groups displaying similar jump of 13.7%. French side, the Renault group (including Dacia) saw its registrations increase by 13.6% last month to 55,185 units.PSA Peugeot Citroen, meanwhile, has registered 68,658 new registrations, an increase of 11.1% compared to February 2010.

On the front of the foreign automakers, Nissan's registrations Japanese have literally soared, jumping 51.4%. With a good increase of 36.2%, GM Europe is also doing very well in France. Like its competitors Volkswagen (+28.5%), Toyota (+18.5%), Hyundai (+13.4%) and Fiat (+9.9%). Mercedes, by contrast, displays the largest gadin February. Its registrations have flinched from 31.2%.

New vehicle sales continued to benefit from the scrapping, but also new orders in January, told AFP Francois Roudier, communications director of the CCFA. "We still have orders" in January. The tone was less pessimistic than you could imagine, "he added.December was the last month to take advantage of the scrapping in France low interest rate personal loans. It was also marked by record orders, which have soared 30% to 370,000 units.

Delayed effect of scrapping

Manufacturers have theoretically until late March to deliver the ordered vehicles. Therefore the scrapping continues to have a delayed effect on registrations. But with the end of the last public support, 2011 should be marked by a relapse of 10% of the French automotive market and a stabilization across Europe, analysts said.

The amount of scrapping was lowered gradually from 1,000 euros in 2009 to 700 euros in January 2010 and to 500 euros last July. This has weighed on registrations last year. The French car market has declined steadily since April.In the year 2010, registrations fell 2.2% in France, to 2.251 million units, after a record year in 2009, during which car sales jumped by 10.7% over 2008.

Aftermath of the disappearance of this device, the household consumption of manufactured goods fell 0.5% in January, according to latest figures released by INSEE. Auto purchases declined 6.3% last month.

In exchange, 12.30 auto market figures for the month of February were greeted in a dispersed manner: Peugeot won the title and 2.03% to 29.60 euros, while Renault lost 0.36% to 44 , 25 euros. As for suppliers, Michelin gave up 0.31% to 58.82 euros, while clinching Faurecia 2.57% to 28.90 euros. Between the two, Valeo fell by 0.27% to 44.98 euros.

ALSO READ:

"Car sales have remained resilient in 2010

"End of scrapping: automotive pressure

"Volkswagen, the most profitable in the world

Only a handful of very senior diplomats is concerned. But the symbol cringe, while the government has hammered in 2010 he had to work late to save the pensions and deferred the legal age. The Foreign Ministry is finalizing a system accessible to early retirement from 58 years to its executives.

The draft order, as Le Figaro has obtained, will be discussed Feb. 28 at the High Council of State Civil Service, the final step before publication. It will allow "plenipotentiaries" and "Foreign Affairs Adviser hors classe" (a few hundreds of diplomats for the functions of ambassador, consul or important director at the Quai d'Orsay) to receive an "end device activity "for six months to three years.Volunteers will receive a "special allowance of departure" and keep "equal pay in the amount of treatment indicial (…) plus the allowance of residence in Paris." Clearly, any salary excluding bonuses. The sum will be partially combined with income from employment in the private but also in a public company or an administration.

Conversion

The device opens up to 30 diplomats, who have until the end of 2013 to be candidates. This, the ministry said in a report annexed to "deal with overstaffing (…) related to a particular pyramid unfavorable." The same purpose had led to the same device, open to 20 diplomats in 2008-2009.

In a preparatory meeting to the Board, "the department's representative explained the need to respond if a hundred diplomats, said one trade unionist low fee payday loans.About 60 are on mission to the Quai d'Orsay, without that we know very well the nature of their mission, others awaiting assignment. In other words, paid to do nothing – often against their will. "The ambassadors are appointed by the Council of Ministers, these are very political positions, decrypts a connoisseur of the administration. Much of these diplomats are "underutilized" in Paris as labeled on the left. "

Today Minister of European Affairs, Laurent Wauquiez ensures not forgotten about his recurring on the necessary "cultural revolution" in employment of older workers, when he was Secretary of State for Employment. "The goal is that 100% of beneficiaries are switching, certainly not that they cease any activity," he assures.In the past, some have become consultants, gallery owners … "It also justifies the device by" reducing the number of posts of ambassadors, parallel to the "opening – necessary – these posts to non-diplomats." Recent examples: Serge Lepeltier, former environment minister, last week appointed ambassador "climate" in lieu of Brice Lalonde, and Jean-Christophe Rufin, a doctor, writer, ambassador to Senegal from 2007 to 2010.

For the final night of the year, conservators will be more motivated to put on their 31. New Year's Eve is with the 1st May and Mother's Day, one of their biggest day of the year. However, far behind the Valentine's Day. Nothing like Christmas Eve, a family night that the French prefer to spend them at home. "Attendance at the restaurant for Christmas Eve December 31 is ten times greater than that of Christmas Eve, which tends to decline," said Bernard Boutboul, CEO of consulting firm Gira Council.

Some institutions are already rubbing their hands. At the Plaza Athenee, for example, is complete. December 31 is the biggest night of the year the Parisian palace. A time when customers like to have fun by offering very good wines, in addition to the rest.ADPA in the restaurant (Alain Ducasse at Plaza Athenee), the last of the 50 seats left three weeks ago. Count 1,200 euros per person with drinks. At the bar, from 1,200 euros, you have a table for the evening with a bottle of champagne. Also complete. There is room … for children only. The palace holds for them a luxury Eve, for 290 euros.

In Paris always, it is also complete since last weekend at The Station, a trendy restaurant owned by the Groupe Bertrand. There is forced menu at 95 euros, with champagne, appetizer, entree, dessert, coffee and evening DJ. But many institutions are not so lucky. And some may live in fear of the empty chair until the last minute. Restaurateurs know: consumers tend to decide later and later, convinced that there will always be a place somewhere.Even for the evening of New Year's Eve, some do not hesitate to book the same day. In fact, more concerned about the profession this year is the weather. Snow, and all the mess she created on the roads in recent weeks, has already affected the attendance of December. Conservators are helpless to fight against a new snowfall on December 31.

Jean-Michel Texier, CEO of White Brothers Group (27 restaurants and eateries, Chez Clément, Le Pied de Cochon …) shows a delay of 5% to 10% of bookings compared to last year.According to him, precisely because "people are worried about the weather" as the group has made an effort on prices, by lowering its tariffs by 10% to 15% over 2009 (count 70 to 140 Euros the evening as addresses).

As a year to the next group of institutions will eventually be complete, it remains confident for 2010. "All restaurants are open to full, except those who have abused the price," Bernard Boutboul prognosis. He said the evening of December 31 costs at least EUR 60. Count 120 euros in an upscale restaurant. This price has barely budged over the past ten years. "People go out more to celebrate than to eat," says this expert. According to him, those who persist in making special menus too rich and too costly are wrong because, in general, we find that prices fall more and more attendance goes up at the restaurant.

Adding 30% more

"In general, for New Year's Eve, the average ticket is higher by about 30% compared to a classic evening, said Jean-Michel Texier. But profitability is not progressing as much as we have some additional costs (orchestras, extras …). Some institutions, more and more, will pass up, according to Bertrand Jelensperger, founding partner of TheFork website, which offers reservations, some at bargain prices, in 4500 restaurants in Paris and the provinces. This year, 25% of its clients are closed, either because they are on holiday, either because they do not want to transform their schools for partying. He predicts that only 50% of restaurants with whom he works will be full for the last night of the year. It is far from the evening of Valentine's Day.

Collateral effect of pension reform, the redemption of years of study should become a little cheaper after the first days of January. By a simple mechanical effect, delaying the age of retirement in effect alters the rates applicable by the national pension insurance (CNAV). Calculated to be financially neutral to the fund, the cost of buying years of study increases with the age of future retirees. Today, the price of a quarter is eg 2089 euros for a 20-year and 6332 euros for a sexagenarian. By pushing two-year legal age of retirement, the reform leads to lower this cost by about 5%. The price of a quarter goes to 1981 euros when you're 20 years old, and 6028 euros when it was 60 years.

Came into force on 1 January 2004 this will increase the level of his pension by purchasing one or more quarters of an incomplete year, the limit of twelve. It is particularly interesting for future retirees that can trigger additional pension rights and tax concessions that reduce the cost of the operation. Since the supplementary part of retirement is even higher than the salary is large, the opportunity to use the device increases with income level payday loan online. In 76% cases, buyers said, and higher income ceiling for Social Security (2885 euros per month in 2010). In 2010, an insured person spent an average of 24,552 euros for the purchase of its missing quarters, mostly due to an approaching retirement.

Overall, "we can not say there was a strong passion for this opportunity since 2004," says Vincent, however Bin, Director of Statistics and prospective CNAV. In seven years, only 29,350 people have benefited from this device essentially attractive for high incomes. If you want to measure the impact of such redemption on your individual situation, CNAV provides insured information on its website that calculates the value of each transaction, depending on their age and income. Not sure, therefore, that the scheduled decrease in the cost of a quarter does CNAV generates a large influx of additional applications.

ALSO READ:

"The supplementary pensions secured until late June

The French idealize their retirement

Year after year, the state tightens a little more live operators, these parastatals, ranging from job center at Météo France through museums. Only the universities, which are operators, but who receive a renewal policy, do not. This rigor is not a luxury for these 497 structures (excluding universities) employing 235,000 people, spends 29 billion a year and a property portfolio of 42 billion. Yet for years, management has been lax. Thus in 2007, operators have created 13,989 jobs, while eliminating 11,244 departments! But all that changed gradually from 2008 through the action of the Budget Ministry.Fewer jobs in 2009 and non-replacement of retiring in two from 2011 (involving 2,630 job cuts), identification of property assets and better management (in particular so that each agent does not exceed 12 square meter), lower operating expenses by 10% in three years and introducing a variable in executive compensation: a series of measurements has already been set up by Eric Worth, the former tenant of Bercy. They resumed in fact the rules that the state imposed on itself in government it controls directly.

Baroin, the current budget minister, wants to pursue this by going further. Bringing together the leaders of the 497 operators Bercy Monday he told them he had to get rid of "dependence infusion of public expenditure."This requires measures "symbolic": 2750 cars, a fleet of 17,000, will disappear in these organizations. But especially weighty decisions. The minister said Monday that future job losses will be less concentrated on a few agencies and variable pay in 2011 will cover all the management teams (against 57% today). In addition, operators will produce a document programming jobs otherwise they will not receive a portion of their grant. In addition, in 2012, operators will pay rent when the State is its owner. The goal: to encourage them to occupy less area. Finally, their accounts will reach that state. Baroin and recalled that he had a measure announced in September to ban these GSEs debt.

Still, among the key stakeholders, we would also like the state does its share of effort. Including the payment in due time its holdings. "We need financial relations between the state and operators are both clear, sincere and planned in advance," said Monday at a meeting Christian Charpy. Another complaint, on variable pay this time: often, the boost to merit no more than a few hundred euros per year. "It's the mindset that counts," replied Baroin. Very offensive, the Minister noted that the examples Irish, Spanish, English showed that France could not escape a strict policy of cost containment.

ALSO READ:

"The rigor settles in state schools

"SPECIAL – Budget: France face discipline

"We want to be facilitators for our customers." This is the leitmotif of Stéphane Richard, the new boss of France Telecom. One concern that is reflected into the design shops. The group will announce on Wednesday the opening of two department stores in the mobile phone, a completely new kind. One will open in Lyon on December 10 530 square meters, another in Lille on December 15 on 600 square meters.

Larger than the classic Orange stores, the group will, with these stores, put "people at the center." Each store has a large sales force, or about forty people.The goal is to better advise, educate customers and assist them in understanding new technologies.

"For a purchase, the customer has 100 questions"

"Today technology is so fast, allows so many different uses for a purchase, the customer has 100 questions," said Hubert de Malherbe, the designer in charge of the project. With achievements including Carrefour Franprix, Sephora, Dior, Veuve Cliquot, Djed airport and many international projects, the agency Malherbe Design is now a leader in commercial architecture. "Technology has surpassed users. The products are so sophisticated that people do not use all the features.We want to recover from the cold in this friendly technology, "says Hubert de Malherbe.

The stores, designed with high ceilings, are organized around four clusters according to use: "the sports division with cubes of fake grass and unstructured sofas, the music division of spots with ramps and an atmosphere internship Pole games with big bikes, the TV division with a cozy interior, "said Hubert de Malherbe.

In Lyon, the phones are on the floor and the ground floor is dedicated to services for users. "The emphasis is on service before, during and after the sale, observes Hubert de Malherbe. It has refocused people and the best way to help people, it is still people. "

ALSO READ:

"The iPad comes in Orange shops

"The growth of Orange through Africa

"France is not in the same category as Greece or Ireland!" Insists one at the Elysee as the crisis in the euro zone is spreading across the continent. U.S. economist Nouriel Roubini estimates that public finances of France are not "much better" than those of indebted countries in the euro area.

The Elysee protests against such assessment, supported by some authors predicted the collapse of the euro. "The markets have not punished France," recalls there at the top of the state. "Since the Greek crisis erupted, the interest rates of the French state has not soared, they even have rather tended to fall," recalls there. Borrowing rate to ten years in France rose 2.7% in late May to 3.1% today."Neither the rating agencies or the International Monetary Fund, saying only that the case of France is serious or desperate."

This is not the budgetary situation of a State, that the markets believe that the balance of payments, make sure it does as president. Reflection of its current account deficits and external financing needs, the French balance of payments is in deficit by 3.2% in 2010, while its public deficit amounted to 7.7% and its debt reached 82.9% end of 2010. "The deficit of the French payment is not drama, adds it to the Elysee. We have gained competitiveness relative to countries of southern Europe, even though we lost ground compared to Germany or Austria. " Above all, "our rate of household savings is very high, perhaps too, to 17%."France depends less funding from the World that Spain, for example, which preserves the vagaries of the markets.

Pension reform

Unlike Spain or Ireland, France did not suffer a housing bubble. She did not, either, had a wages slip likely to endanger its competitiveness.

Although "the economy is growing and (that) use off again," Table macroécomonique of France is not perfect, you recognize at the Elysee, where there are concerns about "increasing permanent public spending. " A major weakness of the government is trying to correct by not replacing staff on two and accelerating the reform of pensions, "passed, validated and in force today," insists the Presidency of the Republic, which highlights another advantage of France: its demographics, which dampens the expenditure related to population aging."The French macroeconomic situation is less stable than that of Germany, but better than in Britain because it is not the European Central Bank buys our debt," says Will you as president.

ALSO READ:

"Loans of 85 billion Euros for Ireland

"Greece may need a new loan in 2013

"Ireland inflicted an austerity plan of 15 billion euros

"SPECIAL – States face bankruptcy

On Thanksgiving Day, Thanksgiving Day holiday in the United States, falls on the fourth Thursday of November. The timetable was set by President Franklin Roosevelt in 1939 to facilitate Christmas shopping and help the economy out of depression. It is also the time when financial institutions begin to calculate the envelope of their employees bonuses. The year 2010 looks great. According to a preliminary investigation of the Wall Street Journal on 35 institutions, institutions of Wall Street should distribute some $ 144 billion of variable remuneration (bonus, bonuses and stock options) to all their employees. A little more than last year (139 billion). Reported to 175,000 financial account the state of New York, this is about 800,000 euros per person, the secretary to the boss.

Why such fees in investment banks? On the occasion of the publication of his "Moral report on the money in the world in 2010, the Association of Financial Economics, created by the Deposit in 1987, held last week in Paris a debate on this theme. No other industry is as generous with his employees. As noted by the Wall Street Journal, financial institutions distribute 32% of their revenues to their employees. Bonuses and other rewards are more than twice their own profits (61.3 billion dollars in 2010).From this angle, Wall Street is a form of "social capitalism" model.

Professor at ENSAE, Francois Meunier gives an answer in three parts: the "star system" boosts the salaries of traders, employees are in a strong position relative to the company that employs them; employees and shareholders find themselves " in collusion "at the expense of bank customers. Michel Camdessus, who has entrusted the task Bercy wage monitoring of market professionals, sharing the diagnosis. "The outsized salaries amounting to a profit sharing, protected by a downward force report very favorable to business," he wrote in the "moral Report 2010".

Paradoxically gains stars show no mystery. Francois Meunier invokes the "Pavarotti effect", named after the Italian tenor (who died in 2007), considered in his time as the most beautiful voice in the world.Occupational artistic and intellectual, it is usual that the first batch takes all. The public does not want him, and thanks to technology diffusion and globalization of markets, their earnings can be huge. "We do not replace a good trader by ten traders mediocre, which is true in many professions," says Professor Miller.

The primacy of employees traders on the capitalists – the owners of the company that recruited them – is more troubling. Certainly they have the know-how. But it is not patentable, unlike the pharmaceutical industry where researchers earn less than traders. The strength of these is that they have "treasure" of their bank. They are the "robbed" by leaving her, in the words of sociologist Olivier Godechot.Hence the gold bridges to keep them: Adam Levinson, an employee of Fortress Investments, in London, last year received $ 300 million of equity to stay. Capitalism seems to be returning to its origins, when the designated capital livestock units (Latin caput). Except that it now heads egg outputs of the best universities in the world.

Remains the key issue of customer billing required, the payer of last resort. Employees and shareholders are then "in cahoots" observes François Meunier. Witness the huge rate of return on capital that investment banks emerged. Not less than 22.5% (after tax) for Goldman Sachs in 2009.Financial innovations, commissions on the amount of indexed operations, solidarity between institutions to avoid breaking the price … All campaigns for that bankers hold the upper hand.

United States, the financial professions represent 10% of the wealth produced by the country (value added), but they accumulate 35% of profits in all sectors. Jean Peyrelevade, now president of the bank Leonardo sees a form of "predatory" (sic) applied to "real economy". He was surprised that banks "who refuse their loan clients to have debts of more than two or three times capital operate with leverage of around 20".Hence the comparison he dares with "shell game, a good example, albeit a bit extreme, an activity that can be delivered without fixed capital, without much labor, with a actual production of services to almost zero. " The former head of Credit Lyonnais, he was back on track, proposes to "toughen standards of equity (banks) and reduce (their) leverage to bring the average profitability of real economy. " A beautiful theme for reflection for Thanksgiving.